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Both schemes were designed with a view of ensuring everyone gets affordable and basic healthcare.

However, there are notable characteristics that differentiate them from each other as follows:


Obamacare is a term used to refer to a private health insurance that a US citizen can purchase from an insurance company through the Patient Protection and Affordable Care Act. Medicaid, on the other hand, is a government-provided health insurance program designed to help low-income earners aged over 65 years and other young citizens with select disabilities.


The Obamacare health scheme was passed and came into effect in 2014 while the Medicaid scheme was first opened in 1966.

The Obamacare scheme seeks to ensure everyone gets affordable health insurance coverage while the Medicaid scheme provides health insurance to Americans who are above 65 years of age. It also covers younger citizens with certain qualifying disabilities like End-Stage Renal Disease.


The Obamacare plan helps citizens in the US to buy insurance based on insurance business reforms while the Medicare plan is a health insurance subsidy program.

Also, the Obamacare plan is a health insurance that an individual can buy from an insurance company. Medicaid, on the other hand, is a health insurance provided by the government to qualifying individuals.

For anyone seeking to enroll for the Obamacare scheme, they can only do it during the annual open enrollment exercises or if they meet the eligibility criterion for limited special enrollment periods. As for the Medicaid enrollment, one can enroll at any time of the year.


Read more: Difference Between Obamacare and Medicaid | Difference Between

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